Cost of living in Warsaw (2023): The Ultimate Mini-Guide!

Interested in a move to the capital city of Poland but wondering about the cost of living in Warsaw?

I can tell you that Warsaw is the capital city and beating heart of Poland. It’s a great example of resilience, innovation, and how to move forward after a troubled past. But what about the cost of living in Warsaw nowadays if you would like to move here?

You might know that this city has risen from the ashes of its past to become a cultural, economic, and charismatic center of Europe.

But because the city has both historical charm and modern conveniences, both tourists and people who want to move there often wonder what it would be like to live there.

So, let’s dive in and find out!

Is it expensive to live in Warsaw?

I think you will be happy to hear that living in Warsaw is cheaper than in many Western European capitals, but it’s a bit more expensive than in some Central or Eastern European capitals.

The cost of living in Warsaw, like any other place, really depends on what you do and how you live. But here are a few examples to give you an impression:

• Housing: This is probably where most of your money will go to. A one-bedroom flat in the center of Warsaw costs you between 3,000 and 4,500 PLN (€675 and €1100) per month to rent.
  
  In contrast, you might pay between 2,200 and 3,000 PLN (€495 and €675) in the suburbs. But also keep in mind that salaries are much lower than in places like Paris, London, and Amsterdam.

• Food: It can be very cheap to eat out in Warsaw. A meal at a restaurant in the middle price band will cost you between 40 and 70 PLN (€8.90 and €15.50). Prices for groceries are pretty affordable.
  
  For a single person, a week’s worth of groceries will usually cost you between 150 and 250 PLN (€33 and €55), especially if you shop at Polish markets or supermarkets.

• Transportation: A monthly pass for Warsaw’s public transportation costs you about 110 PLN (€24). If you own a car, you might have to pay more for parking, petrol and potential repairs.

• Entertainment: A ticket to the movies will cost you about 30 PLN (€6.60). There are a lot of free or cheap things to do and see, but going out at night or eating at nice restaurants can add up.

• Utilities and Internet: Heating, power, gas and water can cost you around 650 PLN (€144) per month for an 85 m2 flat. Internet and cell phone plans are priced reasonably, and a good connection usually costs around 50 PLN (€11) per month.

• Healthcare: A normal visit to the doctor can cost you between 100 and 200 PLN (€22 and €44) if you don’t have insurance. A lot of people choose private health care, which costs more but means you don’t have to wait as long.

• Education: There are free state schools, but international schools, which mostly serve foreigners or expats, can cost you between 12,000 and 30,000 PLN (€2,600 and €6,600) per year.
  
  You could say that a site such as the Warsaw Uprising Museum is also a part of education, as you’ll learn about the city’s fascinating history! Tickets are around 20 PLN (around €6).

Compared to Western Europe, the cost of living in Warsaw is relatively low. The average monthly expenses for a single person (not including rent) are considered to be between 2,500 and 3,500 PLN (€550 and €780).

But it’s important to match what you earn with what you spend, because what’s cheap for one person might be expensive for another. It’s always a good idea to do some in-depth research and make plans that fit your needs and budget!

How expensive is food in Warsaw?

Warsaw’s food is not only a way to experience delicious meals, but also a way to show off its rich cultural history and different influences.

• Local markets: These are the centers of freshness where people bargain for the juiciest tomatoes or the freshest piece of bread. With just 20–30 PLN (€4,40 – €6,50), you can get a big basket full of things you need every day, like veggies, cheeses, and specialties from your area.

• Fast Food and Street Food: There are a lot of local kebab stands, pierogi stands, and foreign chains offering you quick bites for 20–30 PLN (€4,40 – €6,50). It has a mix of local flavors and favorites from around the world.

There really has been a rebirth in Warsaw’s food scene. Traditional Polish restaurants, European bistros, and a few restaurants with food from around the world all offer meals for two that cost you between 100 and 200 PLN (€20 and €40).

Housing prices in Warsaw

Over the years, house prices had gone up in Warsaw, just like in many other growing European cities. I own a house in the Czech Republic and I have seen huge price increases in the past three to fours years! And Warsaw, or Poland, is no different.

But compared to the capital cities of Western Europe, prices in Warsaw are still reasonable even though I’m sure the prices will further increase in the coming years. Here’s how much a house would cost you in Warsaw:

• Buying a House in the City Center: An apartment in the center of Warsaw could cost you between 10,000 and 17,000 PLN (€2,200 and €3,800) per square meter. Prices may even be higher in prime areas and high-end developments, though.

• Outside of the City Center: Prices could run from 6,500 to 9,000 PLN (€1,440 to €2,000) per square meter in the suburbs or less central parts of Warsaw.

But several things can affect how much a house in Warsaw costs, such as:

• Location: Homes in prime areas like Śródmieście (the city center) or near famous landmarks and parks tend to be more expensive.

• Age and condition: Newer buildings with modern features may be more expensive, while older blocks built during the communist era may be less expensive but may need repairs. Be sure to check this out in advance!

• Features of the development: Properties within developments with gyms, swimming pools, or security services also tend to be more expensive.

• Economic Trends: Warsaw has been growing steadily over the years, which has caused property prices to go up. Prices can be affected by things like economic trends, foreign capital, and any building projects.

• Future infrastructure: Planned extensions of public transportation, shopping centers, or green places could make certain areas more desirable and raise the price of houses there.

Just remember that property prices can change based on economic trends, geopolitical situations, and local laws. If you want to buy property in Warsaw or any other foreign place, you should always talk to a local real estate agent or expert.

They can give you the latest information, information about the local market, and help you with legal procedures.

Average rent in Warsaw

Location and the state of the building are the most important factors in determining rental prices:

• Studio Apartment (Central Location): Expect to pay between 2,500 and 4,000 PLN (€560 and €895) for a place when you’re in the middle of all the buzzing action.

• One-bedroom Apartment (Central Location): For 3,000–4,500 PLN (€675 and €1100), you can get a little more space and comfort in the middle of the city.
  
• Studio Apartment (Outside of Center): It costs you between 2,000 and 2,500 PLN (€450 and €560) if you want a quieter or calmer spot.

• One-bedroom Apartment (Out of the Center): Between 2,200 and 3,000 PLN (€495 and €675), you can find a good mix of space and quietness.

Cost of living in Warsaw: FAQs

The information below is related to the cost of living in Warsaw and will give you more insights if you’re looking to spend more time in this great city!

What is a good salary to live in Poland?

In Warsaw, which is a very busy and lively city with many things to do, a monthly salary of 8,000 to 10,000 PLN (before taxes) would be enough to live comfortably. This comes down to €1,800 to €2,300.

So this includes a nice place to live, fun things to do, eating out from time to time, and saving some money on your account along the way.

How much money do you need to live in Warsaw?

For a relatively simple living, a budget of 4,500 to 5,000 PLN (€1000 and €1,120) per month could cover a shared(!) flat, most meals made at home and public transport.

To live comfortably, you would need between 7,500 and 9,000 PLN (€1680 and €2000) per month if you like your own room, like to eat out sometimes, and might want to see a play or movie on a regular basis.

Living in style will cost you at least 12,000 PLN (€2,700) or more per month. This includes a nice flat in a great location, fancy meals, regular entertainment and maybe some cool weekend trips.

Is Warsaw Poland a good place to live?

Yes, Warsaw is a great place to live and will keep on developing in the upcoming years, just like many other cities in Central Europe. It has a very good public transport system, art and culture are thriving, and there are many opportunities for professional growth.

You’ll find some great parks that are peaceful places to go, and the historical spots will take you on a tour back in time.

Warsaw is a great place to live because it also has a strong sense of community and all the conveniences of a modern European city.

In case you want to explore the city with a guided tour, I would recommend the two tours below. You can book them by clicking on the link below:

✅ Warsaw In A Nutshell: Walking Tour!

✅ Warsaw Private Walking Tour!

By doing one of these tours, I’m sure that you’ll get the best possible experience to explore Warsaw!

Is Warsaw safe to live?

Most people think that Warsaw, the capital and biggest city of Poland, is a safe place to live. It is like many other European cities in that it has a mix of modernity, historical charm, and a feeling of safety for its people.

Here is an in-depth look at how safe it is to live in Warsaw:

• Crime Rate: In general, the crime rate in Warsaw is low, especially compared to many other big cities in Europe. Assaults, thefts, and other violent crimes don’t happen very often.

• Pickpocketing: This is an example of a minor crime that can happen in busy places, on public transportation, or in tourist spots. But if you are careful and take normal precautions, you’ll be more than fine.

• Public Transport: This a very efficient system in Warsaw and, in general, safe, even late at night. But you should always be aware of where you are and what you have with you, especially during rush hour or when trains and busses are full.

• Safety during the night: The city has a lively nightlife, and most areas are safe to walk around in at night. Always stay away from places that aren’t well lit, and if you drink, make sure you know your boundaries and how to get home!

• Traffic Safety: Sometimes there is a lot of traffic, so you should be careful when crossing streets. Always cross the street at public crossings and watch out for cars, because not all drivers will stop for you.

• Natural Disasters: Most of the time, and luckily, big natural disasters don’t happen in Warsaw. Flooding can happen sometimes when it rains a lot, but the city’s infrastructure is ready to handle it.

• Emergency Services: There are modern emergency services in Warsaw. Most of the time, the police, medical services, and fire companies respond quickly and effectively to emergencies. The emergency number to call in Poland is 112.

• Local customs and laws: In any place, it’s important to know the local rules, customs, and laws. In Poland, for example, it is against the law to drink booze in public unless you are in a certain area.

In general, Warsaw is a safe place to live in, and both locals and foreigners enjoy a high quality of life there. But as in any big city, it’s important to know what’s going on, be aware of your surroundings, and take general safety measures.

Is Krakow or Warsaw more expensive?

Even though both towns are extremely important to Poland, Warsaw tends to be more expensive because it’s the capital city, has a bigger economy and therefore also attracts more expats.

This is especially true for property prices and most services. But Krakow isn’t far behind and really does have its own charm. Check out my post here about safety in Krakow.

The Wrap-Up: Cost of living in Warsaw

With its rich mix of history, culture, and buzzing nightlife, Warsaw is a city that keeps its promises. The city will only just keep on developing in the upcoming years!

Even though the cost of living varies from person to person, one thing stays the same: the city’s ability to provide you a high standard of life, unique experiences, and to. make some great memories.

Warsaw really welcomes you if you want to stay for a short time or even want to settle down in one of it’s great neighborhoods.

If you can’t choose between Warsaw or Krakow (which I completely understand), my post Warsaw vs Krakow might help you!

And if you’re short on time to visit this Warsaw, check out my post about how to spend one day in Warsaw.

Your restless voyager,

Dustin